Savings that works for you.
Having a good savings plan is essential to financial health. We offer an assortment of savings products to fit the needs of any savings plan.
Savings Account
Featuring a low minimum balance to avoid monthly maintenance fees, this account helps you keep the money you work so hard to make.
Higher rates for higher balances
Kids Count
This account is designed for you and your child to begin saving for his or her future, showing them that every dollar counts.
Higher rates for higher balances
Money Market
Get the benefits from both a savings and a checking account! This is a great option if you want more access to funds while saving money.
Higher rates for higher balances
AccountTRANSFER Overdraft Protection
AccountTRANSFER Overdraft Protection allows you to use the money you put aside in a separate designated “transfer from” account as protection against overdrafts in other accounts.
Even more ways to save!
Boost your savings.
A certificate of deposit (or CD for short) is a low-risk savings products that offers higher interest rates than a traditional savings account. Deposit any amount (within range) for a fixed term and earn a larger return.
Start building your stash, today.
Power Stash allows you to set aside funds to start saving towards your goals. Whether you're saving for a rainy day or an exciting opportunity, set up automatic transfers based on your budget and watch your stash grow.
24/7 Access with Digital Banking
Our advanced online and mobile banking platform allows you to bank anywhere, anytime.
- Transfer funds between FNBT/FCB accounts
- Manage and edit alerts—stay notified
- Money Management tools available for spending, budgeting, and goals
Put Add Cash1 on your shopping list.
With Add Cash, you can quickly and securely add cash into your account at CVS®, Walgreens®, and Walmart® locations.
Savings Calculator
With this savings calculator, you can see how your money will grow in a savings account and compare how different compound interest rates and saving periods impact your savings.
How Much Can You Save?
| Years | Savings | Interest | Contributed |
|---|---|---|---|
| 0 | $5,000 | $0 | $5,000 |
| 1 | $6,200 | $142 | $6,342 |
| 2 | $7,400 | $319 | $7,719 |
| 3 | $8,600 | $531 | $9,131 |
| 4 | $9,800 | $778 | $10,578 |
| 5 | $11,000 | $1,062 | $12,062 |
| 6 | $12,200 | $1,383 | $13,583 |
| 7 | $13,400 | $1,743 | $15,143 |
| 8 | $14,600 | $2,142 | $16,742 |
| 9 | $15,800 | $2,582 | $18,382 |
| 10 | $17,000 | $3,064 | $20,064 |
| 11 | $18,200 | $3,587 | $21,787 |
| 12 | $19,400 | $4,155 | $23,555 |
| 13 | $20,600 | $4,767 | $25,367 |
| 14 | $21,800 | $5,425 | $27,225 |
| 15 | $23,000 | $6,129 | $29,129 |
| 16 | $24,200 | $6,882 | $31,082 |
| 17 | $25,400 | $7,685 | $33,085 |
| 18 | $26,600 | $8,538 | $35,138 |
| 19 | $27,800 | $9,443 | $37,243 |
| 20 | $29,000 | $10,401 | $39,401 |
| 21 | $30,200 | $11,414 | $41,614 |
| 22 | $31,400 | $12,483 | $43,883 |
| 23 | $32,600 | $13,609 | $46,209 |
| 24 | $33,800 | $14,794 | $48,594 |
| 25 | $35,000 | $16,039 | $51,039 |
| 26 | $36,200 | $17,346 | $53,546 |
| 27 | $37,400 | $18,716 | $56,116 |
| 28 | $38,600 | $20,152 | $58,752 |
| 29 | $39,800 | $21,654 | $61,454 |
| 30 | $41,000 | $23,225 | $64,225 |
Savings Articles
Build financial security through an effective saving strategy. These resources include easy-to-understand activities and articles on saving topics like creating a budget, saving account types, and emergency funds.
Learning about different kinds of money accounts can help pave the way to financial security.
Meet the hybrid account that may be the right saving solution for you.
If you need to save aggressively, a high-interest certificate of deposit (CD) may be right for you.
Perhaps just as important as teaching kids about the birds and the bees is teaching them the value of money.
Read more articles in our Financial Fitness Center.
Personal Banking Services and Features
Checking
CDs
Card Products
Mobile Wallet
Digital Banking
1 Subject to a $2.00 fee per transaction as disclosed on the Banking Services/Fee Schedule. Terms and Conditions apply. Service provided by Green Dot®. ©2024 Green Dot Corporation. All rights reserved. Green Dot Corporation NMLS #914924; Green Dot Bank NMLS #908739.
All accounts subject to Non-Sufficient Funds (NSF) Fee of $17 per Item and Overdraft Fee of $34 per Item, except for the eAccount and Power Stash.
See our Banking Services/Fee Schedule for additional account-related service fees.
Disclaimer
While we hope you find this content useful, it is only intended to serve as a starting point. Your next step is to speak with a qualified, licensed professional who can provide advice tailored to your individual circumstances. Nothing in this article, nor in any associated resources, should be construed as financial or legal advice. Furthermore, while we have made good faith efforts to ensure that the information presented was correct as of the date the content was prepared, we are unable to guarantee that it remains accurate today.